AI-powered real estate AML compliance software from closing pack to BSA XML in minutes.
Built for closing attorneys, title companies, and settlement agents. Upload your closing package — VeroFin extracts beneficial ownership chains, validates AML risk, and generates BSA-ready output for your review.
Typically under three minutes after upload — versus 90+ minutes manual on the same scope.
One workflow — extract, analyze, file
- 01ExtractClosing docs → ownership chains, structured fields
- 02AnalyzeRisk scoring, compliance checks, entity resolution
- 03File & TrackBSA XML output, deadlines, audit trail
While the nationwide RRE rule is vacated pending appeal, VeroFin supports readiness and all BSA workflows your counsel directs. · Not legal advice · No credit card required · Cancel anytime.
Sample closing · Miami · FL
Miami condo · Foreign nationals
Property
1247 Brickell Avenue, Unit 3204
Miami, FL 33131 · Miami-Dade County
Price
$2,850,000
Type
All-Cash · Condominium
Purchasing Entity
BRICKELL CAPITAL PROPERTIES LLC
Full interactive walkthrough - open the demo
Live sample filing · same engine as production
AML compliance on every closing with a legal entity. Manual workflows can't keep up.
Every residential sale to an LLC, trust, or partnership is a potential AML compliance event. Closing professionals must trace beneficial ownership, document their analysis, and maintain an audit-ready record — whether or not a federal reporting mandate is in force. Manual teams spend 3+ hours per closing doing work VeroFin completes in under 3 minutes.
What You Save
At 10 closings/month, manual filing costs 10+ hours of paralegal time - roughly $800-1,200/month at standard rates. VeroFin cuts that to minutes per filing. At 20 closings/month you save 20+ hours.
Penalty framework
Statutory BSA civil penalties can reach $25,000 per day in certain willful cases (31 U.S.C. § 5321; amounts are inflation-adjusted). AML obligations extend beyond any single rule — SAR duties, state requirements, and underwriter standards apply regardless of federal RRE rule status. Not legal advice; consult counsel for your facts.
Closing pack to compliance-ready output. AI-powered.
The entire AI pipeline runs within your private, isolated environment. Your clients' documents are never shared with unauthorized third parties. Your attorneys stay in control.
Ingest
Encrypted upload to your secure vault
Drag and drop the complete closing bundle into your private encrypted vault. AES-256 encryption in transit and at rest. The AI accepts PDFs and plain text. No manual data entry required.
AI Agents
Dual-agent extraction & cross-validation
AI Agent 1 extracts all 111 AML compliance fields from your closing documents. AI Agent 2 independently cross-validates against ownership rules: beneficial ownership math, TIN formats, entity chains, and BSA schema compliance.
Review & Export
Attorney-reviewed XML for BSA E-Filing
Download a BSA E-Filing XML file structured to FinCEN's schema requirements. Review the AI's work, make any corrections, and submit via FinCEN's secure portal. Every filing includes the full AI reasoning chain.
AI automation meets zero-trust security.
Many stacks still mix tenant traffic on shared inference paths. VeroFin keeps uploads and AI processing inside a cryptographically isolated tenant - encryption in transit and at rest - so client NPI stays segregated under your firm's control. Legal and filing duties remain yours; this section is architecture, not compliance advice.
Zero-Trust Security Isolation
Every firm's data is cryptographically isolated with AES-256 encryption in transit and at rest. No co-mingled data. No shared pipelines. Your clients' NPI stays in your private encrypted vault - not in shared model training sets.
Database-Level Security (RLS)
Row-Level Security enforces tenant isolation at the PostgreSQL engine level. Even a compromised application layer cannot access another firm's data. Defense in depth, by design.
Dual AI Agent Architecture
Two AI agents work in sequence: Agent 1 extracts all 111 fields from your closing documents. Agent 2 independently cross-validates against FinCEN statutory rules - flagging gaps before you file.
Beneficial Ownership Information (BOI) Extraction
The AI reasoning engine traverses nested LLC Operating Agreements, trust declarations, and entity chains to extract Beneficial Ownership Information (BOI) per FinCEN's 25% threshold rules. Human review required.
Explainable AI Audit Trail
Every extracted field includes source document, page number, verbatim quote, confidence score, and validation logic. A comprehensive, well-documented record to support your attorney or paralegal review process.
FinCEN XML Output
Output is structured to match the BSA E-Filing System XML schema requirements. One-click XML download ready for your review and manual submission to FinCEN's secure portal.
Data Flow Architecture
Every request stays within your sovereign boundary
Extract. Analyze. File.
Three connected stages, one workflow. VeroFin takes your closing package from raw documents to compliance-ready output — with every field sourced, every owner traced, and every filing validated before you approve.
Document Extraction Engine
Extract
Upload your closing package — HUD-1s, deeds, operating agreements, and settlement statements. AI extracts every relevant data point, traces beneficial ownership chains, and provides source citations with confidence scores.
- HUD-1, ALTA-style settlement statements, deeds, operating agreements
- Recursive beneficial ownership chain tracing
- Cross-document data population
AML Compliance Analysis
Analyze
AI-powered analysis built for AML due diligence: beneficial ownership risk scoring, document comparison for discrepancies, entity resolution across filings, compliance gap detection, and clause-level contract analysis — all in the context of your closing.
- Risk scoring with 5-level severity
- Entity deduplication across filings
- Compliance gap detection
Compliance Analytics
File & Track
Generate BSA E-Filing XML structured to FinCEN schema requirements. Track filing accuracy, monitor deadlines with automated reminders, and maintain a complete audit trail across your practice.
- BSA E-Filing XML output
- Deadline alerts at 3-day and 24-hour marks
- Accuracy trend monitoring and audit log
Trusted by closing attorneys and title firms across the U.S.
Built with zero-trust architecture: AES-256 encryption, isolated tenant vaults, and Row-Level Security. AI routing uses Zero Data Retention (ZDR) keys so your prompts and outputs are not stored to train models.
Two agents cross-check every extraction. Agent 1 extracts; Agent 2 runs a separate validation pass against FinCEN-oriented checks before you sign off.
In internal test packs (not third-party benchmarks), extraction quality was strong on layered LLC and trust samples — including complex multi-tier ownership structures. Your team reviews every field before any filing.
“We used to spend 90 minutes per closing on FinCEN RRE forms. Now it's under 5 minutes - we download the XML, review, and submit. That's 12+ hours back to our team every month. Plus the AI surfaced a nested LLC owner we might have missed.”
“We process 8-10 all-cash closings a month with multi-layered LLC buyers. The agents walk nested ownership in one pass; we spot issues we used to miss on a paper checklist. Huge for our practice.”
“Agent 1 extracted all 111 fields in under 3 minutes. Agent 2 validated the XML schema on first pass. We download, review, and upload to BSA E-Filing. The audit trail is examiner-ready.”
No client logos or named case studies on this page - quotes are marketing composites. For diligence materials, contact sales@verofin.co.
See exactly what your practice saves.
Enter your volume and paralegal rate. The math updates live.
Based on: 3 hrs manual per filing vs. 3 min with VeroFin. Boutique plan ($500/mo) applied at 4+ filings/month; Solo ($149/filing) below that. Labor cost only - does not include error/penalty risk reduction.
ROI starts at the first filing.
Software cost is usually small next to staff time - and statutory BSA penalty frameworks can be severe when a violation applies, but amounts and applicability depend on the rule, the facts, and inflation-adjusted schedules. VeroFin does not calculate your penalty exposure. Model labor savings with your own rates; confirm all obligations with counsel (RRE vacatur March 2026, appeal pending).
Per-filing pricing for occasional all-cash closings. No subscription - pay only when you file.
For active practices with 5-20 closings/month. 20 filings at Solo rates = $2,980/mo. Boutique is $500/mo - try it free for 7 days.
Title underwriters, agencies, multi-office operators, and enterprise legal teams - volume pricing, security review packages, and integrations. We work with compliance and underwriting stakeholders.
No credit card required for 7-day trial · Cancel anytime · All plans include attorney review workflow · Legal disclaimer
FinCEN real estate reporting & AML compliance
The nationwide RRE rule was vacated March 19, 2026 (appeal pending). What you must file depends on FinCEN.gov, active orders, and counsel - not this page. These answers summarize common topics and how VeroFin supports prep workflows. Full disclaimer · Vacatur overview.
Your next closing package, processed in under 3 minutes.
Built for closing attorneys and title firms who want to stay ahead of AML obligations — not scramble to catch up. Private vault provisioned in 24 hours. Attorney review required before any filing.
No credit card required. Your data stays in your private vault.
While the nationwide RRE rule is vacated pending appeal, VeroFin supports readiness and all BSA workflows your counsel directs. Not legal advice.